31 Best Passive Income Apps to Make Money

Do you know what passive income is? Well, did you know that you can earn passive income with apps? Check out these safe passive income apps to use.

Hustler Gigs is a free digital publication delivering its readers simple gig economy solutions. We regularly partner with brands that have products and services that will help our readers. Some of the links in this post are from our partners.

Do you know what passive income is? Well, did you know that you can earn passive income with apps? Check out these safe passive income apps to use.

The ability to earn passive income sounds so freeing. It is something that I strive to do on a daily basis with the goal of building multiple streams of income.

Passive income, or residual income, whatever you want to call it is the easiest way to build real wealth or work towards becoming rich. I mean, how much can you really budget? Who says you can’t have that latte at Starbucks… I mean life is short, enjoy it.

So if you have that same way of thinking, there are a ton of different mobile applications that you can use to make passive income daily.

Today, I am going to go over some of the best passive income apps you can download in the Google Play Store and App Store. All of these apps and passive income websites are legitimate and highly reviewed.

List of Best Passive Income Apps to Make Money on the Go

As the owner of a blog revolving around ways to make money in the gig economy, I can confidently say these are the best apps for passive income.

Gaming Apps That Pay You Real Money

game apps to win real money

There are a ton of game apps to win real money that’ll pay you in cash via PayPal or gift cards. Stop searching for the best win money apps. These are the best game apps to win real money instantly that actually work in 2020:

1. Mistplay


Want Free Money?

  • Aspiration: Want to get spotted a $150 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

We all heard the old saying “time is money” right?

Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.

As you level up you can earn more money for cash rewards or gift cards.

This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.


2. Solitaire Cube (iOS)

game apps to win real money

Solitaire Cube is a gaming app that includes tournaments and head-to-head competitions with real cash prizes (where available). That’s where you win real money by playing this fun and addicting game app that pays real money. If you deposit money you can enter cash tournaments against other players. Cashouts are through PayPal and I had no issues withdrawing or depositing money. 

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!


3. Lucktastic

game apps to win real money

Unlike other residual income apps, with Lucktastic (Android), you don’t waste time. You only have to scratch cards once a day and it’ll only take about 5 minutes! For every 30,000 tokens, you can get a $5 gift card which is an amazing deal considering the fact that you’re not really doing much.

Many Hustler Gigs readers play Lucktastic on Android devices daily and already received gift cards. We would totally recommend this app to people looking to get a little extra cash doing something fun and easy. So far, most definitely, one of the best money earning apps.


4. Boodle

boodleAt Boodle, you can discover great offers, take polls and play games to collect coins which you can redeem for gift cards.

Boodle is a completely free and fantastic way for you to earn rewards right from your phone! Earn coins towards gift cards from the lifestyle brands you love by completing fun and entertaining offers as well as participating in our daily polls. Play popular mobile games, engage with well-known brands and earn coins. Redeem your coins for gift cards from the lifestyle brands you love like Amazon, Nike, Visa, Burger King, Chipotle and many more!


Best Cash Back And Rewards Apps for Passive Income

make $50 fast

There are so many cash back apps that’ll pay you real cash for shopping in-store and earning online. You might feel a little overwhelmed with options. That’s normal. Here are the best cash back apps that we suggest.

5. Dosh


Looking for easy passive income with one of the best cash back apps? The Dosh app is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.

This company not only allows you to get cash back on everyday purchases, but no receipt scanning required!

Click here to get started with Dosh and get a $1 sign up bonus when you link your first card.


6. Ibotta


This is one of the easiest passive income apps there is (this list has a lot of them). The app you should know about is Ibotta.

This cell phone app is available for iOS or Android phones, helps you make money off your grocery receipts.

Yup, for real! You use it after you go grocery shopping and use your receipt. It’s basically a rebate app, so you can earn anywhere from 50 cents to $5 off everything you buy. It’s not brand specific either, you can scan any brand of cheese for 50 cents off, for example.

If you do regularly coupon, you can still use the app and get a rebate. You can essentially get grocery items for free if you’re really into couponing.

It’s free and all you have to do is scan your receipt and you’ll get free money back. The best part, sign up here and you will receive a $10 cash bonus.


7. Drop

how to make 200 dollars fast

With Drop, turn those everyday debit and credit card purchases into rewards. Simply spend at your favorite stores, and start earning. As you spend, watch your Drop points add up. Redeem these points for rewards at your favorite stores in a tap.

It’s pretty easy to use, the Drop app tracks your debit and credit card purchases.  The money app automatically adds Drop points to your account when you spend at certain merchants you’ve picked from their list.

If you sign-up with our referral link, you’ll earn 1,000 Drop points (worth $1).  That’s not much, but hey! every “drop” counts. Talk about an easy passive income app.


8. Trim


Trim boasts that new users are eligible for up to $30 in cash-back deals as soon as they sign up.

The free app, Trim, saves you money with automation and within a few days, you can actually save an extra $100. 

Simply link your accounts and watch the money-saving bot go to work. It will find ways to lower your bills and cancel subscriptions, analyze spending habits, and more.

The money-saving bot is free and worth the 1-minute sign up as it can potentially save you hundreds. More people should be using Trim.


9. Paribus


If there ever was an app you should have in your life, it should be Paribus.

Here’s why: I bought Keurig cups online from Target the other week.  The price of the Keurig cups I purchased dropped in price, after the fact.  I effortlessly got refunded the price difference without doing a thing.

…I didn’t have to do anything, other than originally sign up for Paribus. 

This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money.

I pocketed around $50, in the first few weeks of signing up. Remember, it’s 100% free.


Best Survey Apps That Pay Real Money via PayPal

gig based apps

I promise – this isn’t clickbait. I’ve done the nitty-gritty research and below is a real list of apps that pay you real money through PayPal.

10. Swagbucks


Swagbucks is another great passive income app to make some extra money in your free time. As a new member, you can earn up to $35 per survey. They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV.

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

Other ways you can make money with Swagbucks outside of surveys include cashback program for online shopping, getting paid for searching the web, and watching videos (Includes $10 bonus).

Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.


11. InboxDollars


InboxDollars pays members to read emails, take surveys online, play games, and search the web.

Overall, Inbox Dollars is super easy to navigate. I’ve tried other survey apps and just end up overwhelmed.

It also does a nice job of breaking down the offers into categories. And you’ll always see the amount of money you’ve earned at the top of your window, which is exhilarating.

Right now they are offering a $5 cash bonus just for joining.


12. MyPoints


MyPoints rewards its members for online activities such as reading emails, playing games, online surveys, printing out coupons among other things.

They pay their members using their own currency known as “points”.  These points can be redeemed for online gift cards, cash via Paypal, and travel miles, etc. 

The minimum payout amount for most rewards is $10 and PayPal payments start at $25. When you redeem your points for cash via Paypal, the request is usually processed within 4-5 days.

As always, be wary of handing out your information to random survey sites. I recommend using an entirely separate email address for online paid survey sites so you don’t clutter your inbox. This is a good resource if you want a more in-depth review of paid survey sites.


13. Vindale


At Vindale Research, you can take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more. While they don’t have an app, you can use the site on mobile web or through your laptop.

For each survey you complete, you’ll earn passive income. They pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard.

Payout is through Paypal or check.

To get started, simply create your free account. It only takes a couple of minutes, and you’ll receive a nifty $1 signup bonus when you do.


Best Investing Apps for Passive Income

best investing apps

One of the best ways to earn passive income is through investing apps that’ll pay you dividends and you accumulate your wealth over time. These are the best investing apps and savings accounts to consider using.

14. Fundrise


Fundrise allows you to invest in real estate with their starter portfolio for only $500.

Their crowdsourcing model sets them apart from traditional real estate investment trusts allowing the average investor to participate in deals for as little as $500.

The interesting thing about Fundrise is that it lets investors buy into private commercial and residential properties by cooling their assets through an investment platform.

Through their real estate investment products, investors earned an average of 8.7 – 12.4 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 300,000+ users, this app really pays you passive income!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.


15. Acorns


Another investing app that will help you build a perfect portfolio and investing your spare change is Acorns.

CNBC calls it “the new millennial investing strategy” and this app has over 8 million users. Once you connect the app to a debit or credit card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account. Plus, you can sign up to try it risk-free with a $5 sign up bonus.


16. blooom


You should know about blooom if you have a 401k. Blooom will analyze your 401k for free and in under 5 minutes blooom can do all of the below:

  • Show you how well you are invested
  • Pick the best funds available in your 401k and give you exact percentages of what to invest where
  • Show you exact percentages on how many stocks vs. bonds to have
  • Show how much you are paying in investment fees and how to potentially pay less (average bloom client cuts their fees in half)

For someone who doesn’t know how well their 401k is invested or would benefit from professionals analyzing it, it’s pretty powerful.

You could make thousands of dollars easily over the long term just by getting a free 401k analysis here. More people should be doing this.


17. CIT Bank


CIT Bank lets you enjoy an amazing rate of .75% APY when you open a new CIT Bank Savings Builder account at CIT Bank.

That’s over 22x the national average savings rate! You can open a new savings account with their low $100 minimum opening deposit requirement and it’s as simple as that.

Experience a convenient and secure all-digital way to grow and access your money. Earn a competitive interest rate. Earn up to 0.75% APY with a savings plan that fits your lifestyle.

CIT Bank provides an outstanding example of what you can receive in an internet bank with their amazingly high APY and their outstanding service and is a risk-free way to earn passive income.


Other Passive Income Apps

how to start a startup with no money

These are other options in case you wanted to earn even more passive income.

18. Nielsen Mobile Research


This is an easy way to make money from home and is an app that will pay for your data. By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

You don’t even have to do anything other than registering your computer or phone.

Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. 

So you can possibly make more than $50 for no effort at all.


19. Airbnb

airbnb hosting guides

Airbnb is fast revolutionizing the holiday and travel accommodation industry, and you’re set to make $1,000+ a month from it.

Airbnb is an online marketplace for people with space, rooms, or even entire houses to spare. The app and website lets you list your place for rent just like a hotel or motel.

Maybe you’re traveling overseas yourself and want to make the most of your empty place while you’re away? Perhaps you have a spare room that currently houses nothing more than empty boxes?

With Airbnb, you can turn to fill that empty space in your home, and fill that empty spot in your wallet with more than a little spare change.

Alternatives like VRBO, HomeAway, and HomeStay are also worth a look. Be sure to check out this Airbnb hosting guide if you’re considering becoming a first-time Airbnb host.

20. EverydayLife

This one goes hand in hand with making money by saving your money. A penny saved is a penny earned.

With EverydayLife, you will be able to find the best life insurance for yourself and your family. Life insurance should cover all of the support you provide your loved ones – now and in the future. Your coverage should change over time as kids grow up, savings build and life happens.

But most life insurance policies just stay the same the whole time. How does that make sense? With Everyday Life, your insurance adjusts as your life does. You’ll never overpay for the coverage you need.

Are you paying too much for your life insurance?


21. FHA Rate Guide

This advice cannot be taken lightly. With interest rates continuing to rise and 3 or 4 hikes likely this year, you should look into refinancing your mortgage immediately.

The savings and cash you would get can be huge.

This may be the most sound advice any homeowner can hear. Even if you recently refinanced, it might be worth looking into another quote as they take only a few minutes to check. 

FHA Rate Guide could help you refinance your mortgage at a significantly lower interest rate – Let’s say your interest rate decreased by 1%, you can save more than $100 a month on a $200,000 mortgage.

That comes out to $1,200 in extra cash for you at the end of the year and $6,000 every 5 years.


22. S’Mores Lockscreen App

S’more is a lock screen rewards app that allows you to earn points in exchange for placing ads and content on your lock screen.

Every day this app will give you points in exchange for having the S’more lock screen installed, and regardless of how many times you see it, you’ll have points added to your account. You can make $20 a month just by installing this passive income app.

Best Passive Income Ideas

make money at school

Have you ever wondered how your life can change if you get an extra income? Maybe you would make a long-awaited investment, leave your boring 9-to-5 job and start your own best passive income businesses, or climb out of debt and live unrestricted life again… The good news is that even if you have a full-time job, you still can get a considerable passive (or not very passive) extra income.

Just think about what you are into. Some of us have unique skills or talents we use only for pleasure. Some have a hobby that can be monetized. And at last, most of us have a computer, a smartphone and internet access that open the door to a wide range of gig opportunities. Some of these side hustles don’t require any training or costly equipment and can be done from home. Here, you can find some passive income online ideas to help you get started.

23. Create your own online resource

Writing an eBook or launching an online course can be great sources of passive income for those possessing considerable expertise in some area. Be aware that such a business may require lots of up-front work; however, after it is launched, you don’t have to do a lot to maintain it. Just reap revenue. If you ask yourself, “Should I create a website for my business to represent my online resource?” the answer is yes because selling from your own place gives you better control over the process. However, once in a while your course or ebook will require promotion, so consider this accordingly.

24. Rent out your property

The sharing economy enables you to rent out practically everything you have. Most of us know about services like Airbnb that help lease your bedroom or the whole apartment/house, but rarely do we think about renting out our car (consider Turo), bike (Spinlister) or even our camera equipment (KitSplit).

25. Sell your photos

If you’ve got a good camera and love photography, why not convert your passion into passive income? Upload your photos to stock platforms like Shutterstock, set your price, and get paid every time someone buys your photo. You can sell one pic many times, so it’s a great source of recurrent and absolutely passive income. You can learn more about getting paid to take photos here.

Gigs That Can Be Done from Home

best passive income apps

There are lots of well-paid part-time freelance jobs that require just basic computer literacy and a couple of hours of our time a day.

26. Transcription

Converting audio files into text is always in demand, so if you type fast and accurately, this can become an easy and fun side hustle. Speech-to-text software makes the process even easier. Look for gigs on platforms such as Go Transcript, TranscribeMe, Upwork, etc.

27. Website testing

If you love web surfing, combine business with pleasure by testing websites for businesses and reporting your experience. You can start your job hunt from UserTesting which can be a great way to make money online fast.

Best Weekend Jobs to Earn Money

weekend jobs

Looking for a weekend job in order to supplement your income? Here are some ways to make more money that I personally used to earn some extra money as on the weekends (Saturday and Sundays). Regardless of your education, work experience, or personal interests, you can find easy and good weekend jobs that will work for you.

28. Data entry

The hustle requires neither previous experience nor a Bachelor’s degree, just basic computer skills. If you know how to enter information, manage folders, text, and photos and type fast and accurately, this job can become an easy way to earn extra money on evenings or weekends. Services like Upwork, Clickworker, or The Smart Crowd are good places to start your search.

29. Monetizing your hobby

Doing what you love and earning extra money at the same time is real. Just take inventory of your hobbies and skills you’ve polished for years. Are you a keen diver, artist or musician? Why not earn some cash teaching others? FYI, some teaching jobs may require certification (like water- or skydiving).

30. Virtual tutoring

Tutoring can be a great gig for professional teachers. By leveraging Skype, Google Hangouts and other software, you can give lessons based on your own schedule. Tutors in Math, English and physical science subjects are in the highest demand.

31. Babysitting

Taking care of someone’s child (picking up from school, helping with homework, feeding, bathing, and playing) doesn’t require any licensing or high school education, but rather great interpersonal and caring skills. You can offer your services through social media, personal networks, or platforms like Urbansitter.com, Care.com, or Sittercity.com.

Conclusion on the Best Passive Income Apps

This list of legitimate of the best passive income apps should show you how simple it is to earn money passively.

I actually value time more than money, so make sure you are making the best use of your time with these apps.

Choose one that fits your lifestyle, skills, and interests in order to build your passive income sources.

If you want to know how to add some more money to your pocket, you can read more of your make money blog posts. Like our post on how to make money on YouTube.

Brian Meiggs
Brian Meiggs
Brian Meiggs helps you make money from home and online. Don't spend time on a side hustle that doesn't pay, I'll help you find the highest paying and creative side gigs to help you pad your bank account. I've been featured as a personal finance expert on Yahoo! Finance, Discover, Fox News and more.


Please enter your comment!
Please enter your name here

Our Favorites

You May Also Like

App-Based Gigs

100 Best Side Gigs to Make Money During COVID-19 [Ultimate Guide]

U.S. job reports show that as many as 30 million workers lost jobs because of the pandemic-induced recession. Other data suggests it is closer to 40...

49 Best Gig Economy Apps to Earn Money During COVID-19

Looking for gig economy examples or ways to earn money with gig economy apps? Our article will give you the 101 on the best...

8 Best Food Delivery Jobs to Work For In 2021 – Make $200/Day

With so many food delivery jobs, I know a lot of people are asking: what is the best food delivery job to work for? This...

Side Hustles

15 Best Game Apps to Win Real Money Instantly

Do you ever feel like you waste your time playing games on your phone? Everyone does. But that doesn't stop people from doing it. It...

How to Make $500 Fast When You Need it Now

Stuck and need to learn how to make $500 fast? It's actually not hard to make $500 fast if you get creative. That's why I...

19 Best Money Making Apps You Need To Download Now

Are you interested in downloading the best money making apps that really make you money? Today, mobile devices have become a central part of our...

31 Best Passive Income Apps to Make Money

Do you know what passive income is? Well, did you know that you can earn passive income with apps? Check out these safe passive...